It begins by asking: “How much does a road cost?”
And explains why cities pursue a growth policy that can lead them to bankruptcy – as explained by Charles Marohn of Strong Towns.
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A consequence of growth and development has an even sharper edge: banking . . .
http://wiki.mises.org/wiki/Fractional_reserve_banking
. . . fractional reserve banking to be precise whereby banks lend out money they do not have at interest.